Frank,
If you haven't done so already, you can now increase your supplemental life insurance to 5x your salary with no medical evaluation. After 11/21, a medical evaluation will be required to increase the insurance level.
Also, the Health Care Reimbursement level is automatically set to $0.00, so you have to re-enlist in this program to set aside pre-tax $ for medical expenditures.
-Anonymous
Thanks Anonymous. As one commenter just pointed out, "Given the dangerous stress levels present at LANL, increasing your life insurance may not be such a bad idea."
Nov 19, 2008
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2 comments:
Small correction to OP's helpful observation. You can increase your supplemental life by 1x Annual Salary from where you were in 2008. Meaning, you can only get to 5x if you are already at 4x coverage.
Also Dependent Care, like HCRA, defaults back to zero and must be opted-in every year.
Sounds good. The new carrier for disability and life insurance is The Hartford, stock symbol HIG - check it out. Maybe get some of that big dividend. 52 week stock price from about $99 down to about $6-7.
Maybe someone can give me their opinion on the following.
http://www.insurancejournal.com/
news/national/2008/10/06/94387.htm
http://www.marketwatch.com/news/
story/am-best-places-ratings-hartford/story.aspx?guid=%7BBFC38245-B18A-494B-9F4F-4F964B8D5440%7D
http://1stquote.wordpress.com/2008/10/10/life-insurance-company-ratings-a-new-reality/
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